“Once you read Ramona’s compelling introduction – the story of her life of vision, determination, experience, and achievement – you’ll know you must read every page of Simple Choices Big Rewards in Money because you don’t want to miss any of her wise advice and sharp insights. From the time she entered my MBA class in 2003, I knew she’d be worth listening to. I was right all along.”

“Ramona Cedeno has created a beautifully crafted and inspirational work. In Simple Choices Big Rewards in Money, Ramona shares her personal journey along with those of her colleagues. This is an uplifting work that provides promise and hope for the next generation of professionals in an age of skepticism and doubt. Ramona immerses us into a profession that has long been left on the sidelines. Ramona shows us how diversity of opportunity and unlimited creativity offer entrants into the accounting profession, an unlimited opportunity to serve society while finding meaning and purpose in their personal lives. It is a must-read.”

"One would think that as the #KillerPitchMaster, I am a natural numbers person. I am not! I do not have a "beautiful mind" like Ramona. Yet, as I was excitedly reading Ramona's book, "Simple Choices, BIG Rewards in Money," I started to see my company, life, and relationships so very differently. I grew up in poverty and always felt strange about making money. When I was reading Ramona's book, she hit me with #truetea. She once took jobs because she was happy to have them until she realized she was being paid less than everyone else. That gnawed and weighed heavily on her heart. She vowed to negotiate for her salary in the future, keep track of trends in financial compensation for finance and accounting professionals, and because she did, these simple choices changed everything. Ramona knows that most Americans are experiencing financial instability, especially right now. What can we all do to make the simple choice that add up BIG for us financially? I read this book with joy in my heart. In many ways it mirrored my story of starting from below and gaining the strength it took to start my own business, the mistakes I made and now I know some of the small choices that will make a BIG Reward in my life and my business. Ramona, you truly outdid yourself with this book. I highly encourage everyone to read this book NOW. Don't delay. It is a highly enjoyable read, it makes sense, challenges the status quo, and can make sure that you and I, like Ramona are able to live a great life by changing a few of our money pits and mistakes and turn them into BIG rewards!"

"I love the authenticity of Ramona's life story intertwined with the solid, quality financial tips she provides. She shows how a Latinx immigrant can educate herself to become a financial powerhouse. Ramona is the real deal in a world where you need to ensure you receive personal finance information in plain English, and from independent credentialed experts. She writes from a place of compassion and encouragement as she describes her journey from a little girl in Punta Cana to the founder and CEO of her NYC-based accounting firm, and includes all the twists and turns along the way."

"Ramona has provided me with valuable guidance and insights on achieving my financial goals. The book is a provocative read, helping us make simple money choices that allow us to live a life without money worries. By reading this book, you will be able to master new approaches to money management and mindset. It's also interesting to learn how Ramona developed and maintained healthy money habits through her life story."

"Ramona tells the readers that it's possible to live a financially stable life as long as you work hard for that goal, and align your mind appropriately with it. Knowing that Ramona was a self-made, accomplished woman in the field of accounting, I believe that is already a good enough testament that the book could help you reach your financial goal - Then again, you will need to work hard and smart for it!"

"With so many books in the market on the topic of personal finances, this is a true gem! It’s rare to find a book that covers the primary three areas that drive our finances: mindset, behavior and motivation in such clear and relatable manner. We all dream of a financially abundant life, free of money worries and with continuous growth, yet few of us live our lives in a way that promotes it. Simple Choices Big Rewards in Money shows us how making simple choices daily would lead us to the financial freedom we desire. It covers the most important tools for financial growth in such a clear and relatable way. Our money why is what keeps us motivated, this is where we need to fall back to every time we are struggling between what we want in the moment and the right choice for our long-term goals. I have not come across a book that so beautifully illustrates our why. The reason we want to create wealth. The author’s story is a vivid example of where the right mindset and tenancy would take us. It also leaves us without doubt that we all have the possibility to make our financial dreams a reality. That feeling of “if she can do it, so can I”. It’s never too early or too late to get on the path to your financial dreams. The simple choice you can make today is to equip yourself with the knowledge, actionable steps and the motivation in this book. You can thank me later for the big rewards."

"Great read! Witty, funny, & very insightful! Author connects her insights with real life experiences, which make for a great & very interesting read. I learned that, like everything in business, if you do not make a plan, you will not be successful in achieving your financial goals. The book has helped me identify my “Money Why” & stick to it."

"I loved this book, and i'm going to keep revisiting it over and over. I'm not really a non-fiction reader, but this was quite an easy read, the personal stories of the author made it accurate for me in some situations; she put into words some things I have thought about my financial goals and my actual status but didn't know exactly what to do about them; she also helped me to identify the purpose on my savings. This was my first experience reading a book about finances and I really recommend people who want to start reading this kind of books to start from here 👌🏽"

"So insight and refreshing personable. Definitely a key to a more abundant lifestyle. Loved the money tips/tricks. The author's generosity and commitment to financial well-being for all are evident in every chapter."

"As someone who appreciates the intricacies of managing (and accumulating) money, Ramona shows me that this game isn't as hard as one might think through this easy to read book! I recommend this book to anyone who want to learn more about achieving financial freedom!"

"I loved how this book took important personal finance concepts and made them approachable and easily understandable. The personal details the author shared made it all the more relatable. I've asked my wife to read it as well, and we are going to sit down together to discuss after."

"This book was so refreshing to read. I've read my fair share of personal finance books- many of them talk about doing extreme lifestyle changes to build wealth. This book was free of those cliches about money management. It's a great resource for people who want to live a comfortable stress-free life while building wealth. The stories the author shares in the book are fun and relatable. She teaches some powerful money lessons in simple achievable terms. I highly recommend buying a copy for yourself and your friends."

"Thank you! Your book came at a great time. I read it over memorial day weekend and enjoyed it. Particularly the point about making smart money goals. Your story resonated with me since I've been diligent and thoughtful with my money but haven't been intentional about deadlines for achieving what I want. I liked so much that: I created an incentive plan to get all my nieces to read it and put into practice Picked it for my next book club read with my group."

"Simple Choices Big Rewards In Money is a great book for anyone who wants to get better at making decisions involving money. The author does a spectacular job weaving in personal and anecdotal stories to teach the lessons in each chapter. She taught me the importance of building my own "money village" and coached me on setting savings goals aligned with my personal values. After reading the book, I have designed a much better plan for achieving financial peace and prosperity."